According to Mark Cuban, a national network of providers offering cash-pay pricing under a single standardized contract for employers and a simple, transparent price list for patients would lower employer healthcare costs, reduce provider administrative expenses, and force insurers to meet market prices for services, materially changing the competitive landscape; source: Mark Cuban on X, Nov 16, 2025. According to Mark Cuban, hospitals should collaborate to build this network or face a faster shift toward single-payer or universal healthcare, and he positions the model as the first step for anyone seeking to replace the ACA; source: Mark Cuban on X, Nov 16, 2025. According to Mark Cuban, the proposal answers the how much does it cost question, while leaving two issues for future debate: how to pay for care and who bears the risk when patients cannot afford cash prices; source: Mark Cuban on X, Nov 16, 2025.